Enabling people to achieve their full potential, through simple and clear
Who we are
Xtenda Finanças Moçambique is a microfinance institution offering payroll backed
loans to Government employees. The company commenced operations in March 2019 and is regulated
by the Bank of Mozambique under the Microfinance Regulation, Notice 57/2004. It operates under
a General Savings and Credit Microfinance license issued by the Bank. Xtenda Mozambique has its
head office located in downtown Maputo.
What we do
Xtenda Mozambique is a subsidiary of Xtenda Financial Holdings Limited (XFHL) - a
Mauritius-registered retail financial services group that offers a range of financial products
and services to the retail market, which is often overlooked by the financial banking sector.
Xtenda Mozambique only disburses loans to civil servants, and gets repayments using the salary deduction
methodology to collect monthly instalments.
Financial assistance generally ranges between MZN1,000 and MZN1,750,000 with loan
periods of between 3 and 72 months. The loan period is determined by the client and the cost of
the loan is subject to current market trends, where Xtenda offers a competitive advantage
to similar facilities offered by other recognized financial institutions in the market.
Why choose us
We create innovative financial products and services for all our customers.
We ensure competitive pricing supported by high quality service.
We develop products and services to help all Mozambicans improve their lifestyle.
We pride ourselves on giving back to all our customers.
Xtenda Financial Holdings Limited
(XFHL) is a Mauritius-registered retail financial services group offering a range of
financial products and services to the retail market, which is often overlooked. The
group began operating in late 2015.